Dan J. Harkey

Master Educator | Business & Finance Consultant | Mentor

Humor

Expect Stories, One-liners, and Satire that Make the Point and Make You Laugh

Welcome to Humor—where I translate real life into laughs without losing the truth.

These posts deliver witty commentary, satire, and observational stories drawn from real estate, mortgage lending, private money, government policy, bureaucracy, and the economy.

Expect sharp takes on incentives, second-order effects, and the unintended consequences that show up after the press conference—usually with a bill attached. If you like humor that exposes the script while keeping you entertained, start here.

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“Spill the Beans”

Meaning and Origin of “Spill the Beans

Car Invoice Price and Dealer Markup: Part III of III

What to Say Back:

A Little Humor for All of Us LinkedIn Intellectuals

Logic and Reason in a World of Abandonment and Manufactured Illusions

The world doesn’t owe us meaning—and that’s exactly why illusions sell so well.

“Light My Fire”: The Doors and the Enduring Legacy

Few bands captured the restless imagination of the late 1960s quite like The Doors. Formed in Los Angeles in 1965, the group—Jim Morrison, Ray Manzarek, Robby Krieger, and John Densmore—crafted a sound that blended blues, rock, jazz, Latin rhythms, and a theatrical intensity that set them apart from their contemporaries. Their music did more than entertain; it challenged conventions and mirrored the cultural upheavals of the era.

“A Travesty of a Mockery of a Sham”: The Private Money Lender

Why Hard Money Lenders See the Industry More Clearly Than Anyone Else

“How Do You Like Me Now?!”

Toby Keith and the Defiant Breakthrough

“It’s a 5 O’clock World.” Part I of II

“It’s a 5 o’clock world” means: the workday ends, and a sense of relief and freedom begins—typically at 5 p.m., the traditional end of the workday.

“I Love This Bar”: Toby Keith’s Iconic Country Song

Toby Keith’s “I Love This Bar” is more than just a chart-topping single; it became a cultural symbol of American small-town life in the early 2000s. Released as the lead single from Keith’s 2003 album Shock’n Y’all, the track arrived in August 2003 (listed as 18 August 2003 in some discographies). It quickly became a staple of bar jukeboxes, tailgates, and country radio, reflecting a broader cultural resonance.

Satisfaction: The Rolling Stones and the Cultural Earthquake “

When The Rolling Stones released “(I Can’t Get No) Satisfaction” in 1965, they didn’t just add another song to the rock and roll canon—they ignited a cultural spark that helped define an entire generation. Written by Mick Jagger and Keith Richards, the track emerged during a period of global social unrest, and its tone of frustration and rebellion resonated with young listeners.

Repeated Falsehoods: Can Surface as the Truth

Repeated Falsehoods: Can Surface as the Truth I. Everyday Myths (Cultural Misconceptions) Research shows the illusory truth effect helps explain why popular myths endure for decades. Examples of categories include: • Brain usage myths (e.g., the false belief that humans use only a small fraction of their brain). • Animal behavior myths (e.g., misconceptions about animal memory or behavior). [ • Common health myths are repeatedly circulated socially (e.g., false general claims about vitamins or everyday remedies). These myths persist because repetition increases familiarity, and familiarity is perceived as truth, thereby demonstrating how the illusory truth effect operates across diverse categories of falsehood. II. Neutral Trivia Used in Controlled Experiments These are nonpolitical, innocuous statements that researchers include in studies to measure how repetition affects truth judgments. The seminal 1977 study used repeated trivia items such as: • Historical claims about events or dates • Geographic statements • Scientific “factoid style” statements Researchers found confidence in the truth of repeated items increased—from an average belief rating of 4.2 → 4.6 → 4.7 across three sessions—even though some repeated items were false. These trivia statements underpin modern research on the illusory truth effect. III. Advertising and Marketing Repetition Repeated commercial messaging can cause consumers to believe claims that lack evidence. Examples of categories include: • Repeated slogans implying exaggerated product capabilities • Health-related product claims that become believable through sheer familiarity • Brand myths reinforced by constant exposure Advertising is explicitly identified as a primary domain where the illusory truth effect influences belief formation. IV. Social Media Misinformation Patterns These are categories of falsehoods spread widely online—not the content of the misinformation itself. Repeated exposure to online misinformation leads users to internalize falsehoods and even form false memories. Categories include: • Repeated misleading claims about public events • Repeated conspiracy narratives across multiple accounts • Fabricated headlines circulated by different pages • Misattributed quotes reposted widely Britannica explains that repeated exposure to such false information leads users to remember the core message, but forget the context (including warnings or debunkings). [ V. Political Propaganda Techniques Psychology Today documents that the illusory truth effect is actively exploited in political communication. Categories include: • Repeated ideological slogans • Repeated attacks on opponents • Narratives circulated consistently across aligned media • Claims repeated by multiple partisan voices to create perceived consensus These patterns use familiarity to manipulate belief. VI. Fake News Patterns Britannica notes that repeated exposure to fake news stories leads audiences to accept misinformation, especially when paired with misattribution (forgetting the false origin). [newsmax.com] Standard fake news formats include: • Sensational headlines repeated across social platforms • Fabricated “breaking news” alerts are shared frequently • False cause-and-effect claims repeated in many posts Here, repetition, not evidence, drives perceived truth. Summary Table Category Type of Falsehood Why It Works Source Cultural Myths Brain usage myths, animal myths, health myths Familiarity → fluency → belief [communistusa.org], [en.wikipedia.org] Experimental Trivia Neutral statements repeated in studies Repetition increases confidence ratings [victimsofc...munism.org]

How Algorithms Amplify the Illusory Truth Effect:

Computer-generated algorithms supercharge the illusory truth effect because they are designed to maximize repetition, familiarity, and engagement—psychological conditions that social media algorithms specifically exploit to make false information feel true.

Johnny Mercer, a lyricist, songwriter, and singer, was active from the 1950s to the 1970s.

The Poet Laureate of American Song

Sarah Vaughn, Jazz Singer, from the early 1940s to 1989.

The Velvet Voice of Jazz

Nancy Wilson, Jazz from the mid-1950s until retirement in the early 2010’s.

A Distinctive Voice in American Jazz

John Williams, Composer, Conductor, Pianist, and Trombonist.

Known as the greatest film composer of all time. Active from 1952 to the present.

Elmer Bernstein, a Composer and Conductor

The Composer Who Scored the Sound of American Cinema. He is known for his 150 original film scores and 80 television productions. There are dozens of great music selections.

Buddy Rich, World Famous Dummer and Band leader

The Relentless Genius of Jazz Drumming. He began his influential career in 1937 playing with Tommy Dorsey, Count Basie, and Harry James, shaping jazz History from a young age. Formed the Buddy Rich Bank in 1967.

Jo Stafford, a traditional pop singer and occasional actress, had a career spanning 5 decades from the 1930s.

The Pure Voice of American Popular Song

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