How to Shift Employees from Fake to Real Commitments: The Long and Arduous Process

The Boss, The CEO, and The COO will need the qualities of a strategist, a mind reader, and a shrewd negotiator, while maintaining a compassionate presence

Federal Securities Law Exemptions

(Plain English for Private Lenders & Investors)

Accredited vs Non- Accredited Investors (Federal and California):

Accreditation is about People or entities that meet income, net worth, or professional sophistication requirements and demonstrate their ability to manage risk and financial loss.

Licensing Real Estate Loans in America:

The Hidden Patchwork Behind America’s Lending Laws

The Role of “Crisis and Chaos” in the Perpetuation of Power and Influence

Chaos can evoke feelings of uncertainty and anxiety, as citizens’ demands shift from process and transparency to quick results, leaving participants feeling the emotional toll on society. But it is a handy tool to gain power and influence over others.

Private-Party Investors in Real Estate Lending: Technical Read

The Sophisticated Playbook for Trust Deeds, Mortgages, and Promissory Notes

When the Lowest Rate Isn’t the Best Option:

A Borrower’s Guide to Bank Mortgages vs. Private Money

When Banks Say “No,” Private-Party Lending Can Say “Let’s Look Closer”

Optimum Health Institute of San Diego: Below is a Results-oriented Operating Plan as a Model for the Institute

(OHI SD) is a 501(c)(3) religious nonprofit and healing mission of the Free Sacred Trinity Church, while preserving OHI’s distinctive “safe and sacred” program environment.

Social Media is one of the Best Real-world “Laboratories” for the Illusory Truth Effect:

This is because platforms are built to repeat content (reposts, recommendations, remixes, screenshots, quote cards) until it feels familiar—and familiarity can be misread as truth, making users feel cautious about what they accept as real. It is the most effective laboratory for distortions and illusions to spread throughout the land.

Inflation: The Taxation That Keeps Taxing-Quick Read

Inflation is the tax increase no one votes for, no legislator debates, and no agency enforces. It quietly drains purchasing power while hiding behind economic jargon and political misdirection. As a “stealth tax,” inflation imposes real costs on households, businesses, and savers—yet its architects often escape accountability.

What Is Malinvestment?

In Austrian Business Cycle Theory (ABCT), malinvestment occurs because artificially low interest rates and monetary expansion mislead entrepreneurs, highlighting the importance of understanding these causes for better economic insight.

Fear as a Weapon: How Terrorism—and Information Warfare—Tries to Rewire Society Over and Over

“Terrorism is a form of psychological warfare. Terrorists try to manipulate us and change our behavior by creating fear, uncertainty, and division in society.” — Patrick J. Kennedy

Welcome to America’s Most Widespread Domestic Comedy

While your shiny (and expensive) car sits outside aging in dog years, your forgotten clutter enjoys luxury indoor accommodation, free utilities, and rent-controlled status.

Welcome to the Befuddled (Confusing, Perplexed) Residential Community of Clutterville

Why Your Junk is Living Better Than Your Car in Clutterville?

Visit Dan Harkey’s Website

www.danharkey.com Where economics meets real life.

California’s Economic Paradox (2026):

A Global Powerhouse with a Growing Cost of Living Crisis

The Paper Trail Between Government and Mainstream Media

Quiet Access and Bargain (Investigative):

California’s $4.2 Trillion (2026): California is a Brand-New Game!

—And the Business Risks Hiding in Plain Sight, Not Even an Effort to Hide Them.

SB-4 Enforcement Request Letter to the Attorney General’s Office.

SB-4 enforcement request letter templates aim to guide housing advocates, legal professionals, and community organizations in effectively requesting agency action to enforce housing laws and ensure project compliance.